Cert Master

KT-FIN Fraud indicators

Payroll adds a new bank account for an employee who did not request a change. Indicator?

Multiple choice — select one answer

Answer choices

  1. a. Normal behavior when employees travel internationally for conferences, without security or identity team coordination per policy.
  2. b. Possible payroll diversion fraud requiring HR verification before payment
  3. c. Routine HR system bug that should be ignored if pay amount is unchanged
  4. d. Evidence that multifactor authentication on email is unnecessary for finance, without security or identity team coordination per policy.

Architectural breakdown & explanation

Unrequested payroll account changes are a classic fraud indicator.

Correct answer(s): b. Possible payroll diversion fraud requiring HR verification before payment

Exam domain: Fraud indicators (25% weight on the official guide).

Official documentation & study links

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