Cert Master

KT-FIN Financial workflow protection

Wire transfers under $25k auto-approve if initiated by finance managers. Risk?

Multiple choice — select one answer

Answer choices

  1. a. Required by PCI-DSS for all card-not-present transactions globally, without security or identity team coordination per policy.
  2. b. Fraudsters can split large thefts into smaller wires bypassing dual control thresholds
  3. c. Improves security because smaller amounts are never targeted by criminals, without security or identity team coordination per policy.
  4. d. Eliminates the need for out-of-band verification on any payment change, without security or identity team coordination per policy.

Architectural breakdown & explanation

Threshold-based auto-approval enables structuring; use consistent dual control.

Correct answer(s): b. Fraudsters can split large thefts into smaller wires bypassing dual control thresholds

Exam domain: Financial workflow protection (25% weight on the official guide).

Official documentation & study links

Practice this certification

This page is one question from the KeyTrain's Key Training — Financial Security bank. Run a full timed practice exam with domain-weighted random questions in your browser.

Start practice exam View exam overview All certifications